Subsidiary of ERGO Insurance

The specialized insurance agent with the strength of a large corporation behind them

As a specialized insurance broker and wholly owned subsidiary of ERGO Insurance (rated AA by S&P), we combine the best of both worlds: the advantages of a small service provider with the stability of one of Europe’s largest insurance groups. Our customers not only receive tailor-made insurance solutions, but also the security of knowing that in an emergency they can rely on proven structures, financial strength, and many years of expertise. We provide our customers with personalized service, yet still have access to a large network. We respond quickly and straightforwardly, while also offering long-term security. We speak the language of our customers as well as that of our parent company. We work thoughtfully in planning and straightforwardly in implementation. Our processes are lean – our foundation is stable.

30+

Years of expertise in transport insurance.

24+

DAX and MDAX companies trust us.

500k+

Insured persons are protected by the KA.

Geschäftsführer in unserem Office in Köln

Our Values

Our strength lies in depth – not breadth.

As KA, we are committed to four areas of expertise in which no one can hold a candle to us. Although we do not rule out developing the same passion and expertise for other services in the future, we always focus on what we are really good at rather than offering as wide a range of services as possible. It is important to us that we always maintain the cornerstones of our existence. That we are always there for each and every individual. That we always make our decisions based on in-depth expertise. That we always offer exactly the individual solutions that our customers need and that have made our success possible so far.

Our History
1990s – 2007
  • Many of the core employees work together at a long-established Cologne-based industrial insurance group in the transport and group accident sectors.
  • Initial developments of the natural hazard analysis tool K.A.R.L.
01.10.2007
  • KA founded by Munich Re
  • Agency agreement concluded with ERGO Versicherung AG
  • Core employees transfer to this new company and build everything up from scratch
  • 2008 First major industrial companies take out insurance through KA
  • Continuous development of the K.A.R.L. tool since 2008
  • 2010: Assurance mandate concluded for Great Lakes Reinsurance
01.01.2016
  • ERGO Versicherung AG becomes owner of KA
  • Munich Re transfers KA to ERGO Versicherung AG
  • Further expansion of industrial business at ERGO
Since 2017
  • Acquisition of renowned customers in group accident insurance
  • Further expansion of personnel
  • Gradual expansion of the transport and group accident insurance portfolio, including management of one of the largest transport insurance accounts worldwide
  • Start of digitalization of KA based on a modern portfolio and claims system
2023
  • Move to current office premises
  • Expansion of K.A.R.L. with regard to EU taxonomy
  • Acquisition of first banking clients for K.A.R.L.
  • Handover from KA founders to the next generation
  • Expansion of K.A.R.L. within the framework of EU taxonomy and ESG requirements
2025
  • Relaunch of the website
  • Entry into the wind energy insurance business segment

Our Management

Portrait von Arne Linke, Geschäftsführer der Köln.Assekuranz Agentur
Arne LinkeCEO
Portrait von Christof Flosbach, Geschäftsführer der Köln.Assekuranz Agentur
Christof FlosbachCEO
Our Representatives

“What matters is not just the policy, but who is at your side in the event of a claim.”

Get to know the people