About KA Risk Lab

Natural hazard analysis is not simply a matter of retrieving data, it is a science.

Anyone who wants to understand and calculate natural hazards needs more than just access to databases. Risks such as flooding, heavy rain, landslides, or storms do not follow a static pattern. They are the result of complex interactions between geology, meteorology, hydrology, and human development. A sound natural hazard analysis means classifying regional conditions, analyzing historical events, evaluating probabilities, and simulating future scenarios. And that applies worldwide.
A simple data retrieval may provide a map with rough estimates about the future, but it does not provide a sound basis for decision-making. Only through processing, combining, interpreting, and resulting modeling can risks be realistically assessed. With over 12 scientists in our team, we have precisely this expertise, so that our natural hazard analyses not only comply with current regulations, but also provide valuable data that goes far beyond them.

This requires interdisciplinary expertise, state-of-the-art modeling, and a deep understanding of the necessary sciences.
2,1 Mio

Data sources form the basis of every natural hazard analysis.

12

Geoscientists work in our team.

856

CPUs enable smooth retrieval of natural hazard analyses.

Natural hazard analysis with K.A.R.L.

Precise location analyses for realistic risk indicators

K.A.R.L. not only evaluates historical data, but also takes into account factors such as the exact altitude, soil conditions, and landscape features in the immediate vicinity of the location. Local characteristics, such as the specific vulnerabilities of buildings, facilities, means of production, and stored goods to individual natural hazards, are also considered in our analysis.

More about K.A.R.L.

“Through targeted advice, we can use K.A.R.L. to protect customers from unnecessary major damage caused by natural disasters.”

Olaf Bläser - Chairman of the Board of ERGO Insurance AG
Portrait von Olaf Bläser, Experte für Naturgefahrenanalyse

Responsible for K.A.R.L.®

Portrait von Marc Schreiner
Marc SchreinerLead IT/BO & KA Risk Lab
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Sarah ReuterSenior NatCat Analyst
Portrait von Matthias Müller, Teammitglied der Köln.Assekuranz Agentur
Matthias MüllerLead Technology and Development+49 (221) 397 61-229
Portrait von Jan Sieger, Teammitglied der Köln.Assekuranz Agentur
Jan SiegerKey Account Manager/ Business Development Consultant+49 (221) 397 61-257
K.A.R.L. Online